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Liability

Charter boat liability insurance

Charter liability coverage responds to claims from passengers and other people, for example an injury aboard or damage to a dock or vessel. The limits and exclusions differ by policy.

What to disclose

  • Type of charter and typical trip length
  • Number of passengers
  • Water sports, diving or fishing activities
  • Waters where you operate

Ask about

Limits, deductibles, exclusions and any requirements to keep the policy in force.

Coverage depends on the policy, the insurance company and underwriting approval.